Annual Report 2026/27
International Business
The language changes. The pace doesn’t.
Double-degree student in International Business Management at OTH Regensburg and Cámarabilbao University Business School, spending 2026/27 abroad in Bilbao in the marketing track with an Erasmus+ scholarship.
SeekingInternship with an international company · from September 2027 · around 10 months
Moritz Sturm · Annual Report 2026/27
My degree has me reading annual reports to understand companies. This one is about me: key figures, management report and outlook included. Only the audit is still pending.
I study International Business Management in a double-degree programme run by OTH Regensburg in Germany and Cámarabilbao University Business School. I am spending the 2026/27 academic year in Bilbao on an Erasmus+ scholarship, in the marketing track, with classes in Spanish and English. Before university I completed a voluntary social year at a daycare centre and worked part-time jobs ranging from retail to hospitality.
I am looking for an internship of around ten months, starting in September 2027, with a company that operates internationally. My first independent project is a DCF valuation of Inditex, built on exactly these kinds of annual reports. I built this site entirely with AI.
What drives me is learning something new, be it a language, a subject or a country. During my internship I want to keep doing that in an international team. I clear my head with strength training, hiking and surfing.
Moritz Sturm
The key figures at a glance.
Profile development. Every stage has added something.
| Stage | Languages | Analysis & numbers | Customer contact | Responsibility | Marketing | Intercultural |
|---|---|---|---|---|---|---|
| Abitur2016–24 · Goethe-Gymnasium | contributed | contributed | no | no | no | no |
| Jobs2024–26 · Decathlon and a temping agency | no | no | Main focus | contributed | no | no |
| Voluntary year2024–25 · Daycare centre | no | no | contributed | Main focus | no | no |
| OTH2025–26 · OTH Regensburg | contributed | Main focus | no | no | contributed | contributed |
| Study abroad, Bilbao2026–27 · Cámarabilbao University Business School | Main focus | no | no | no | Main focus | Main focus |
| Inditex-DCF2026 · Project | no | Main focus | no | no | no | no |
| Internshipfrom 09/2027 | planned | planned | planned | planned | planned | planned |
| Stages | 3 | 3 | 2 | 2 | 2 | 2 |
A dot marks the skills each stage helped build. The mapping is my own assessment.
Stages in detail
09/2016 – 07/2024
Goethe-Gymnasium · Regensburg
Abitur with a grade of 1.5
06/2024 – 2026
Decathlon and a temping agency · Regensburg
Retail, hospitality and construction
09/2024 – 05/2025
Daycare centre · Regensburg-Burgweinting
Nine months of responsibility in daycare
10/2025 – 07/2026
OTH Regensburg · Regensburg
Foundation studies in international business
09/2026 – 06/2027
Cámarabilbao University Business School · Bilbao, Spain
Digital and strategic marketing, taught in Spanish
Plannedfrom 09/2027
Open · International
Around ten months of hands-on experience with an international company
Plannedfrom 2028
OTH Regensburg · Regensburg
Back at OTH for the final two semesters
Experience, grouped by area of competence.
01
What I am learning at university, in German, English and Spanish.
09/2026 – 06/2027
Cámarabilbao University Business School · Bilbao, Spain
10/2025 – 07/2026
OTH Regensburg · Regensburg
02
Roles in which I worked directly with customers and guests.
06/2024 – 2026
Decathlon and a temping agency · Regensburg
03
Nine months of being responsible for others every day.
09/2024 – 05/2025
Daycare centre · Regensburg-Burgweinting
What I build and what I am working on.
Corporate Finance · built with Claude Code
What is one of the world’s largest fashion retailers really worth? With Claude Code I built a discounted cash flow model of Inditex from its published annual reports, as an interactive web app in three languages. Every assumption can be adjusted and every figure is referenced to its source document and page. The result, a fair value per share, is cross-checked with scenarios, a sensitivity table and peer multiples.
Methods and tools
Website · built with Claude Code
This website was created entirely with AI: I developed, reviewed and directed the concept, design, code and translations with Claude Code. It runs without cookies or tracking and is available in three languages.
Methods and tools
Education and skills at a glance.
| Period | Degree and institution | Details |
|---|---|---|
| 09/2026 – 06/2027 | Year abroad, marketingCámarabilbao University Business School, Bilbao, Spain | Double degree: second degree in Business Management and Marketing (Gestión y Marketing Empresarial). Funded by an Erasmus+ scholarship. Focus on digital and strategic marketing, consumer behaviour and professional skills. Project work in almost every course. |
| 10/2025 – 07/2026 | B.A. International Business Management, semesters 1 and 2OTH Regensburg, Regensburg | Grade average of 1.6 after two semesters (German scale: 1.0 = best, 4.0 = pass). Data Analytics 1 and 2 with a focus on Excel, both completed with a 1.0 (top grade). |
| 09/2016 – 07/2024 | Abitur (university entrance qualification), grade 1.5Goethe-Gymnasium, Regensburg | Abitur with a grade of 1.5 |
I am looking for an internship of around ten months, starting in September 2027, with a company that operates internationally. The fastest way to reach me is by email.
Internship with an international company · from September 2027 · around 10 months